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Life insurance rule : Minimum sum assured an investore need - Explained
Life insurance rule : Minimum sum assured an investore need - Explained

Life insurance rule: One should opt for a life insurance that offers minimum sum assured to the tune of 8 to 10 times one's annual income.

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How OPD cover ensures enhanced protection in your health insurance cover
How OPD cover ensures enhanced protection in your health insurance cover

With the rise in health emergencies and increase in medical costs, an OPD cover that pays for non-hospitalisation-related medical expenses, can prove to be a valuable addition to your health insurance plan.

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All you need to know about investing in a right cancer insurance plan
All you need to know about investing in a right cancer insurance plan

Cancer plans are defined benefit plans that cover various type of cancer. These plans provide better coverage and features as compared to a critical illness plan.

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Health Insurance: Know why insurance companies reject claims and how to avoid claim rejections
Health Insurance: Know why insurance companies reject claims and how to avoid claim rejections

The sole aim of taking a health insurance plan is either to avail the benefit of cashless hospitalisation or to get the amount paid during hospitalisation reimbursed.

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Missed declaring your health condition while buying an insurance policy? Here’s what you can do
Missed declaring your health condition while buying an insurance policy? Here’s what you can do

Don’t expect leniency from your insurance company on pre-existing disease disclosures at policy renewal. Consider porting to a new insurer after declaring your health conditions.

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LIC’s New Pension Plus: Know the options of investment funds to select the best suited one
LIC’s New Pension Plus: Know the options of investment funds to select the best suited one

Like the NPS, LIC’s New Pension Plus (NPP) also has different investment funds, from which a policyholder has to choose the one that would best suit him/her.

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Health Insurance: Never forget to do THIS if you have multiple policies - Know how to make claims from both
Health Insurance: Never forget to do THIS if you have multiple policies - Know how to make claims from both

In order to do so, one needs to make sure that he or she shares details about any existing policy while buying another health insurance.

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Life insurance: Steps to ensure your claim is not rejected
Life insurance: Steps to ensure your claim is not rejected

The claim settlement ratio of private insurers was 97.02% in 2020-21 as compared with 97.18% in 2019-20.

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Got multiple health insurance policies? Here’s how to make claims from both
Got multiple health insurance policies? Here’s how to make claims from both

If you have one insurance policy provided by your employer and another as a personal cover, it’s best to use the office-provided cover first. That’s the easier of the two to claim reimbursements from.

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