The central government on Thursday decided to keep interest rates unchanged on small savings schemes, including Sukanya Samriddhi Yojana, Senior Citizens Savings Scheme or Public Provident Fund (PPF), for the July-September 2022 quarter. It is the ninth time in a row that the interest rates on these schemes have not changed.
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India faces the twin problems of having to deal with a high rate of infectious diseases and growing incidences of chronic diseases, which is a result of the sedentary lifestyle we have been leading.
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Health emergencies could come knocking on doors without much warning and yet a very small section of people in India purchase health insurance policies in their early 20s.
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In modern times, health insurance is an absolute necessity. It covers the cost of medical care as well as other related expenses. Understanding how health insurance works is crucial before purchasing this policy. We lay it out in detail for you.
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Insurance is not taken seriously in India as is shown by low penetration figures of the sector. Here are a few reasons why it is important to get insured at the earliest.
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Build an insurance portfolio in such a way, that it supports the individual’s investment plans, and ensures that the financial goals are intact, in case of any unforeseen situation.
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COVID claims saw a steep rise and it was noticed that claims got rejected because people opted for hospitalization instead of opting for treatment under home care.
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The insurance amount should be sufficient enough to cover expenses for all complications arising out of the pregnancy and also postpartum delivery complications.
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Young people often refuse to buy health insurance thinking that there is nil or very low probability of falling ill and hence there is no point in wasting money in paying premiums.
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